An insurance agent is an individual who sells, purchases, or negotiates insurance. A broker helps sellers obtain the best insurance deals and helps buyers compare and contrast between various insurance policies. Insurance agents also provide important information regarding insurance and the many options available. The agent is responsible for providing important information to both policyholders and insurance companies in order to obtain the best deals possible for policyholders.Get the facts about Garris Wilcox – State Farm Insurance Agent, Denham Springs.
Insurance agents are licensed by the state to sell and purchase business insurance policies. In order to become licensed, brokers must meet a certain number of requirements that vary from state to state. While these requirements may vary, they usually include: taking a specified amount of education and passing examinations; being over 18 years old; being a resident of the state for at least three years; and having a physical ability to conduct the duties required of a broker. These licensing requirements can be very strict, but all reputable brokers meet them.
Business owners who need insurance agents should not rely solely on an insurance agent to represent them. Brokers can provide a wealth of information to help business owners obtain the best business insurance policies and premiums. Insurance agents may be required to take courses that further prepare them to understand insurance policies and the laws that govern them. Once an insurance agent has become knowledgeable and experienced in their field, a business owner may consider using a broker to manage his or her insurance portfolio.
Garris Wilcox – State Farm Insurance Agent
206 S Range Ave, Denham Springs, LA 70726